All amounts owed by the client to iPro Designs for Services rendered prior to the verified cancellation date must be paid in full. There will be no prorating for partial months throughout the Agreement. Due to account security and privacy concerns, all billing related questions and cancellation requests MUST be made in writing or via email. Cancellation requests will only be processed if made by the initial authorizing party and if received in writing. There will be no refunds of any monies for any cancellation requests made after the cooling-off period of 2 days from the date of order. For security and training purposes, all calls, inbound and outbound, made through iPro Designs corporate offices are digitally recorded and the recordings form a part of the verbal contract between iPro Designs and the client. Any cancellations done after the cooling-off period by the client, for any reason, will lead to a full payment of the agreed price and immediate termination of the contract, unless otherwise mutually agreed between iPro Designs and the Client. Payment:

Client agrees to pay iPro Designs the service fee, for any Program or Service Client enrols in, pursuant to the terms of the Payment Plan Client selected, including without limitation, all applicable taxes, if any, in accordance with the billing terms in effect at the time the service fee becomes payable. Client expressly understands, acknowledges and hereby authorizes iPro Designs to automatically charge Client’s credit card or debit Client’s bank account once a month or one time as per the Program requirement. Client will be charged as soon as they sign up over the phone. iPro Designs also reserves the right to pursue alternative means of payment up to and including debt collection services and customer shall be liable for all collection costs, including without limitation, attorney fees.